The Henson v. Santander Consumer USA, Inc. Affect on Debt Buyer Cases

The Supreme Court recently held Santander may collect debts that it purchased for its own account without triggering the statutory definition of a “debt collector” under the Fair Debt Collection Practices Act. While this ruling has a significant impact on claims against companies like Santander, other debt buyers that typically sue consumers should remain liable under the the FDCPA. Debt buyer companies still covered under the FDCPA are Encore, Portfolio Recovery Associates, Midland, Asset Acceptance, and thousands of others. Washington Post